Editor's note: This story originally appeared in The Kansas City Star, the hometown paper of the 2014 American League Champion Kansas City Royals. Click here for the original post.

Win or lose, World Series fans can get rambunctious, and that means liability insurance can come into play in Kansas City and San Francisco in the days ahead.

We've all seen videos of car-tipping celebrations or other vandalism that turns on fans' frustrations. Personal injuries also happen more often when more folks are around.

“People will be in a mood to celebrate,” said Chris Hackett with the Property Casualty Insurance Association of America.

Most homeowners, car owners and businesses would be covered by their normal liability coverage for normal injuries and property damage spawned by the World Series, Hackett said.

Businesses, however, may need to top off their coverage for special events they hold around the games.

For example, setting up a huge tent in the company parking lot to handle and serve overflow customers similarly expands the company's possible liability. Check on your insurance coverage in that case, suggested Lori Shaw, executive director of risk solutions in Aon's global entertainment group.

Click to read the rest of the story.

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