There's always been an unspoken promise there, as I'm sure it exists for many of us in our lives: Don't do anything dumb that makes me question your integrity, and I'll keep buying your product. The company has changed hands a few times since, and is now owned by the Dr Pepper Snapple Group.

Naturally, I assumed that this drink company of which I've been a longtime consumer and which I've long held in high personal regard for its humble roots would be concerned to hear about such a thing happening, but at least glad that it was brought to their attention. Part of effective risk management, especially at the corporate level, is about listening to the boots on the ground, staying in touch with your constituents—especially in cases where things go wrong. And any agent or broker worth his salt will tell you that dealing with clients is all about managing relationships, regardless of client size.Deliver on your promise, they'll tell you, and don't forget where you came from. Manage those personal relationships.

The Snapple folks took my call the following week and took down the codes on the bottle that I was told would help them try and discover where the accident took place. But even during two separate conversations, there was never a single word said by their company folks that indicated they were sorry it happened.

I asked the rep what I should do with this 12-pack box, which had plenty of little shards of glass in it. I thought they'd at least replace the 12-pack I'd bought, which would have been a nice gesture.

“Do what you want,” they said.

About two weeks later, I received a form letter from the Dr Pepper Snapple Group saying that what happened was regrettable, yadda yadda yadda, but that they were supplying me with a coupon good for one—one—single-serve bottle.

Did I expect the Snapple Lady to show up at my house with a truckload of free Snapple? Of course not. But it's the principle. And when things go wrong with a longtime customer, you have only one chance to get it right. And in my mind, they blew that chance.

Hey, that's too bad you could have sliced your hand open, pal. But hey, have one Snapple on us, guy! Cheers!

I'll be returning their generous coupon, thanks, with a strongly worded letter letting Snapple know exactly what they can do with their one bottle.

The lesson here: When an insured has a claim, or an issue, you have one opportunity to do right by them. When that call comes, they're depending on you to make the right decision. Make it.

Otherwise, you may end up like the company whose logo should perhaps be, “Made from the Most Careless, Stingy Stuff on Earth.”