Unmanned aerial vehicles (UAVs) are some pretty amazing technology, allowing the military to send combat aircraft into battle without endagnering their pilots, giving law enforcement agencies the ability to survey areas from the air for longer periods of time, and giving civilian enthusiasts the ability capture some pretty terrific video footage from the air. Insurers have put this particular application to use as a way to view damaged rooftops and assess damage without putting a claims adjuster at risk of falling. And hobbyists have used drones with mounted GoPro cameras to capture some marvelous footage, such as flying right into the heart of an Independence Day fireworks display.
The thing is, not everybody is thrilled with drones. In fact, most people are freaked out by them, according to a study conducted for the Chubb Group of Insurance Companies. The Chubb survey noted that while Americans are curious about how drones can and might be used, that curiosity is giving way to serious misgivings about new dangers private drones might present.
"As drones continue to be developed and deployed, we expect that an increasing number of our customers will face some of the risks of this emerging technology," said Christie Alderman, vice president of Chubb Personal Insurance. "Fortunately, if a drone were to damage or cause other loss to your property, there may be coverage under the dwelling or contents portion of your homeowners insurance policy."
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