Good news, Charlotte.

According to insuranceQuotes.com, drivers in the North Carolina city enjoy the lowest auto insurance rates in the country, paying 43% less than the national average. Cleveland and Pittsburgh take the second and third place spots on ths list, with local drivers paying 31% and 24% less than the national average for their car insurance, respectively.

On the flipside, Detroit, Michigan is home to the most expensive car insurance rates, a fact that researchers blame on the area's many uninsured motorists and the fact that the state's insurers include unlimited personal injury protection with their policies. Drivers in the Motor City pay a full 165% more than the national average for their car insurance.

Wow, so that's #1. Funny thing is, the rest of the list isn't even come close to that 165% premium.

Click through the following pages for the rest of the top-10 most expensive metro ares for car insurance rates.

#2. New York City

36% more than the national average.

#3 Miami

34% more than the national average

#4 Los Angeles

25% more than the national average

#5 Atlanta

17% more than the national average

#6 Sacramento

16% more than the national average

#7 San Jose-San Francisco-Oakland

10% more than the national average

#8 Philadelphia

10% more than the national average

#9 Houston

10% more than the national average

#10 Tampa-St. Petersburg

9% more than the national average

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