Twenty-five percent of Americans say they currently have more medical debt than emergency savings, according to a Bankrate.com report released today.

That figure nearly doubles for households earning less than $30,000 per year: 44% reported more medical debt than emergency savings, the study found. Findings are part of Bankrate.com's Health Insurance Pulse, a monthly survey that tracks how Americans feel about healthcare and their personal finances.

The results were based on telephone interviews with more than 1,000 adults living in the continental U.S., and conducted in English and Spanish by Princeton Data Source in August.

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