Depending on your perspective, 2018 can be either scary or exciting for the insurance industry.
On one hand, a quarter of today's agents will retire by 2018, according to a recent report from management consulting firm McKinsey & Co.
On the other, the college class of 2018 will begin its freshman year and four years later, approximately 1.8 million of the most educated, diverse group of graduates in history will enter the workforce.
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