The old adage says that nobody can predict the weather, but one thing seems certain: based on the past several years, extreme weather conditions are becoming more frequent.
The property-casualty insurance industry paid out $1.6 billion in March 2013 because of thunderstorms, tornadoes, and hail; $1.2 billion in April for tornadoes, heavy storms, ice, and a winter storm; and $3.2 billion in May because of thunderstorms, hail, and tornadoes, according to Neil Alldredge, senior vice president of state & policy affairs for the National Association of Mutual Insurance Companies (NAMIC).
Recognizing the need for disaster mitigation, more states and municipalities are establishing guidelines for builders, contractors and homeowners for methods designed to protect structures from extreme weather conditions.
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