Editor's note: Ron Kozlowski is director and consulting actuary, Americas PC Practice, Towers Watson. Jamie MacKay is senior consultant, Americas PC Practice, Towers Watson.
It is fairly common these days for property and casualty insurers to retain large or growing actuarial teams. Insurance executives are placing a greater importance on these teams to provide in-depth reserving analysis, and to collaborate with underwriting, pricing, reinsurance and capital-modeling teams.
But while these actuarial teams are getting bigger, in many cases they are counted on to deliver too many mundane tasks, such as data processing, creation of reports and meeting ever-growing regulatory needs.
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