No one disputes the need for insurance throughout our lives. It is a purchase based on current and future needs. Like the umbrella I take when I travel, it's tucked away – just in case I need it.

When it comes to insurance, the real questions are: what kinds of insurance do you need and when should you purchase them? Your goal should be to get the best coverage that meets your needs at different stages of life. Here are some of the types of insurance you should consider to help manage the unexpected “adventures” you'll encounter along the way.

Recommended For You

Want to continue reading?
Become a Free PropertyCasualty360 Digital Reader

Your access to unlimited PropertyCasualty360 content isn’t changing.
Once you are an ALM digital member, you’ll receive:

  • Breaking insurance news and analysis, on-site and via our newsletters and custom alerts
  • Weekly Insurance Speak podcast featuring exclusive interviews with industry leaders
  • Educational webcasts, white papers, and ebooks from industry thought leaders
  • Critical converage of the employee benefits and financial advisory markets on our other ALM sites, BenefitsPRO and ThinkAdvisor
NOT FOR REPRINT

© 2025 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.