The sun sets behind the Fannie Mae headquarters in Washington. (AP Photo/J. David Ake)

Federal housing regulators are being urged to sue insurers and mortgage servicers over alleged overcharging for force-placed insurance on troubled homeowners during the housing crisis.

The report to the Federal Housing Finance Agency (FHFA) by its Office of Inspector General (OIG) estimates Fannie and Freddie to have overpaid for insuring properties where the borrower was in default by $158 million in 2012 alone.

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