Tornadoes can appear suddenly, leaving people with only a few hours of warnings in order to prepare for their potential danger.

According to a new report from Zurich, tornadoes can be more destructive to homes and businesses than hurricanes, with an EF5 tornado having estimated wind speeds of 200 to 250 miles per hour. For example, the EF5 hurricane that struck Joplin in 2011 had peak winds of 225 to 250 miles per hour, according to the National Weather Service.

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