Esurance added a new video feature to its Esurance Mobile app that enables policyholders to talk to appraisers in real time to get a damage estimate on the spot, says the Chicago Tribune.

Using the app, consumers with eligible car insurance claims can video chat with an Esurance appraiser using their iPhone or Android smartphones. During the video appointment, the appraiser shows the policyholder how and where to video the damage, and gives an estimate. The app even allows the appraiser to send an electronic payment to settle the claim on the spot, says the Tribune.

The new feature is similar to QuickFoto Claim from Esurance parent Allstate, which allows people to send smartphone pictures of their damaged vehicle to the insurer.

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