Along with the top 20 most expensive 2014-model cars to insure, Insure.com also released its ranking of the top 20 least expensive 2014-model vehicles to insure. Whereas the “most expensive” list was dominated by expensive sports cars, the “least expensive” list mainly features SUVs and a few minivans.
Insure.com explains that family-friendly SUVs and minivans are made for safely transporting children, therefore drivers of these vehicles are among the least likely to speed, crash, or have an insurance claim.
Seven of the 20 least expensive cars to insure are Jeeps, with the Jeep Wrangler Sport being the least expensive to insure, with an average premium of $1,080. While Jeeps may appear to be rugged, adventurous vehicles, Karl Brauer of Kelley Blue Book tells Insure.com that the owners of Jeeps tend to be single or married women under the age of 45. These vehicles “are used to carefully haul kids around suburbia at sub-50-mile-per-hour speeds most of the time,” Brauer tells Insure.com “This demographic and these driving conditions don't cause a lot of accidents.”
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