There is an assumption that Congress never passes much legislation in election years. That maxim will be put to the test again in 2014.

By an overwhelming margin, the Senate in late January passed a bill that would effectively delay for up to four years flood insurance rate hikes imposed by the Biggert-Waters Flood Insurance Reform Act of 2012 (BW-12). The House agreed to craft its own flood rate-hike delay bill.

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