Insurance agents and brokers are professionals whose actions in placing insurance require compliance with the industry's standards of practice and skills.

In Aslam v. Higgins Insurance Associates Inc., Mohammad Aslam appealed a trial court order granting summary judgment in favor of Higgins Insurance Associates Inc. Aslam, the insured, alleged that Higgins was negligent when it failed to procure sufficient insurance coverage for his property, failed to warn him that he was underinsured and failed to explain the 80% co-insurance clause in the policy.

Factual Background

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