In a new study analyzing the average annual premiums for the 125 biggest cities in the U.S., financial advisor site NerdWallet determined the least expensive cities for auto insurance.

Related: See the study's analysis on the Most Expensive Cities.

To find the average annual premium in all these cities, NerdWallet found the average car insurance rates in the nation's largest cities using the profile of a 26-year-old male with no history of accidents, insuring a 2012 Toyota Camry with extended coverage.

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