A federal district court has ruled that an insurer was not obligated to cover claims stemming from allegedly faulty emergency-mitigation measures and repairs made to a roof damaged by Hurricane Isaac.

The case

Cedar Ridge, LLC alleged that its Riverlands Shopping Center was damaged by Hurricane Isaac and that it contracted with Roof Technologies, Inc. to perform “emergency-mitigation work,” which generally consisted of fastening tarps to Riverlands' roof. Cedar Ridge then filed a claim with Landmark American Insurance Company and RSUI Indemnity Company (together, “Landmark”), which was denied on the ground that the emergency-mitigation work had caused additional damage to Riverlands.

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