If there was ever any doubt that mobile apps are a growing business, Apple Inc. recently announced that it has announced it sold more than $10 billion worth of applications through its app store in 2013, generating more than $3 billion in revenue.

To commemorate the milestone of Apple's big business, the Orlando Business Journal pinpointed eight apps that businesses should download. But what's their usefulness to independent agents? We asked National Underwriter Property & Casualty's columnist Rick Gilman to weigh in on each, and how it could apply to agents and brokers. Click through the slideshow to find out how independent agents can best use them.

Square Register: If you've ever grabbed lunch from a food truck, you've probably had your credit card scanned with one of these devices, which easily attach to the seller's smart phone.

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