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'Prohibited Dog' Exclusion Bars Coverage in Arizona for Negligence Claim

An Arizona appellate court ruled that the prohibited dog exclusion in a policy's animal-liability endorsement barred coverage for negligence claims against an insured when he failed to inform a plaintiff bitten by his pit bull whether the dog had received rabies shots.

By Steven A. Meyerowitz, Esq., Director, FC&S Legal | Updated on January 08, 2014

An Arizona appellate court affirmed a trial court ruling in favor of a homeowners insurer, finding that the “prohibited dog” exclusion in the policy’s animal liability endorsement barred coverage for negligence claims against the insured.

The claims asserted that the insured’s pit bull had bitten the underlying plaintiff, and that the insured had negligently failed to inform the underlying plaintiff as to whether the pit bull had timely received its rabies shots.

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