Drivers who file an auto insurance claim will see their rates climb by an average of 38% nationwide, while those who file two claims within a 12-month period can expect to pay nearly twice as much as claim-free drivers, according to a new report by InsuranceQuotes.com.

The highest rate increase for a one-time claim is in Massachusetts, where drivers could expect to pay 67% more for car insurance.

Click to see the top-5 and bottom-5 states for increases.

The December 2013 study by Quadrant Information Systems looked at the average economic impact of filing various claims, and was commissioned by InsuranceQuotes after customer inquiries, says InsuranceQuotes Senior Analyst Laura Adams.

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