Insurance agents and brokers had many fires to extinguish in 2013. Along with long-standing challenges like competing with direct writers, recruiting top talent and staying ahead of the tech curve, they also had to grapple with healthcare reform (as both employer and client advisor), carrier price and underwriting changes, and maximizing their use of social media.

These setbacks can become opportunities for growth in 2014. Here, industry experts weigh in on these challenges and detail how agents can capitalize. Read on:

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