Mississippi lacks standing to sue the federal government for raising flood insurance premium rates, and has not demonstrated that it will suffer "imminent, irreparable injury" absent an immediate delay in implementing the rate hikes, the Federal Emergency Management Agency said late last night in a reply brief to a lawsuit filed in Federal Court in Gulfport, Miss.

The brief, and an accompanying motion seeking dismissal of the case, comes as both houses of Congress consider actions that would delay the rate hikes.

A hearing on the issue is being held today by the House Financial Services Committee, and efforts are underway by 23 senators to attach legislation, S. 1610, to a bill reauthorizing the National Defense Act.

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