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Sovereign Immunity Bars Insureds’ Claims Against FEMA

A federal district court in Mississippi has ruled that sovereign immunity required that it dismiss litigation brought by a number of insureds against FEMA where the insureds claims had been denied by the Write Your Own insurance carriers.

By Steven A. Meyerowitz, Esq., Director, FC&S Legal | Updated on October 09, 2013

Steven A. Meyerowitz, Esq., is the Director of FC&S Legal–a Summit Professional Networks Publication–and the Editor-in-Chief of the Insurance Coverage Law Report.

A federal district court in Mississippi has ruled that sovereign immunity required that it dismiss litigation brought by a number of insureds against the U.S. Department of Homeland Security’s Federal Emergency Management Agency (“FEMA”), FEMA’s administrator, and FEMA’s director of claims, where the insureds’ claims had been denied by the “Write Your Own” (“WYO”) insurance carriers that had issued each of them a standard flood insurance policy (“SFIP”) under the National Flood Insurance Program (“NFIP”).

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