Florida regulators have approved an overall statewide homeowners’ insurance rate increase of 6.3 percent for the state’s last resort insurer.

Citizens Property Insurance Corp. can use the new rates on Jan. 1, 2014 for new and renewed homeowners policies and Feb. 1 next year for coastal accounts, according to the state Office of Insurance Regulation.

The largest rate hikes, about 10 percent, will be seen in South Florida and along the coast.

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