The property and casualty industry shows a strong financial profile through the 2013 first half as insurers have generally reported underwriting and operating profitability.

In fact, in its six-month industry review, analyst firm ALIRT Insurance Research wonders if even a large storm or series of storms would be enough to impact the industry's current stable balance sheet, “especially given the relatively nonevent status of Sandy last year.”

ALIRT says, “It may take quite a bit to shake the current solid financial foundation of the U.S. property and casualty industry.”

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