One of them learned technology hundreds of feet underwater in a submarine; another started his own consulting business while still in college. To say the 2013 Insurance IT All-Stars is an eclectic group is no understatement.

This is the seventh edition of the all-stars and this year's group of five insurance IT leaders has made its marks with a variety of companies. We asked them what scares them about the future and also what excites them and one theme was shared by all—technology offers immense challenges for what lies ahead, but also great opportunity not only for themselves, but for the industry as a whole.

The 2013 All-Stars include: Suren Gupta, executive vice president, Allstate Technology and Operations; Peter Settel, senior vice president and CIO of Homesite insurance; David Lawless. executive vice president and chief administrative officer, Magna Carta Companies; Tracey Berg, vice president and CIO, West Bend Mutual Insurance; and Dan Colarusso, senior vice president, operations, and COO, Cypress Insurance.

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