Jerry Thompson has more than 35 years of business and marketing experience. He has performed marketing consulting for major corporations as well as small businesses. Jerry is the marketing director for The Van Dyk Group in New Jersey and serves on local, state and national committees helping small business.

Hurricane Katrina. The Moore, Okla., tornado. Hurricane Irene. Colorado and California wildfires. Hurricane Andrew. Superstorm Sandy.

These catastrophic events occured somewhere in the U.S. within the last decade. There have been many others, and that's the point: Catastrophes will happen to everyone, no matter where they live.

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