Nowadays, news outlets provide us with a terrifying glimpse of the immense destruction fires can cause. Most recently, the drought-ridden western swath of the U.S. has endured many a tragedy stemming from wildfires specifically.

Barely a year after the infamous Waldo Canyon fire, which claimed two lives and caused $353.6 million in insured damages, Colorado found itself battling another massive blaze—the Black Forest Fire, which has produced about 3,630 claims thus far and could ultimately cost insurers about $292.8 million.

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