Nowadays, news outlets provide us with a terrifying glimpse of the immense destruction fires can cause. Most recently, the drought-ridden western swath of the U.S. has endured many a tragedy stemming from wildfires specifically.

Barely a year after the infamous Waldo Canyon fire, which claimed two lives and caused $353.6 million in insured damages, Colorado found itself battling another massive blaze—the Black Forest Fire, which has produced about 3,630 claims thus far and could ultimately cost insurers about $292.8 million.

From wildfires to plant explosions, investigating fire claims can be intimidating to even the most experienced claims adjusters or cause and origin specialists. One subset is arson, which happens when someone intentionally sets a fire, usually as part of a scheme to defraud his or her insurer.

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