Providing valuable advice and financial protection are the fundamental responsibilities of an insurance advisor, yet many people overlook a significant risk to their well-being.
Many underestimate the threats to their personal net wealth, confident that their automobile and homeowners insurance policies will buffer the financial strain. As a result, they often fail to buy personal excess liability insurance, or they purchase inadequate limits that do not address all risks. Then the unthinkable happens—a child is injured in a devastating car accident involving an uninsured or underinsured motorist.
Related: Read “Power of the Package“
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