Exactly a week ago I learned a roller coaster in Texas from which a woman fell to her death would not be permitted to take another passenger until the Texas Department of Insurance slapped a new sticker on it. 

TDI is the state administrator of the Amusement Ride Safety Inspection and Insurance Act. Every amusement park ride owner or operator must possess at least $1 million in bodily injury insurance (per occurrence) and the ride has to be inspected by a qualified engineer—every year. The sticker, similar to an inspection stick on a car, is meant to be seen by riders in order to assure them the ride is safe. 

Rhetorically I ask: So you mean to tell me TDI has more oversight of roller coasters than it does a facility—within spitting distance of schools and homes—that stores hundreds of tons of ammonium nitrate? 

Recommended For You

Want to continue reading?
Become a Free PropertyCasualty360 Digital Reader

Your access to unlimited PropertyCasualty360 content isn’t changing.
Once you are an ALM digital member, you’ll receive:

  • Breaking insurance news and analysis, on-site and via our newsletters and custom alerts
  • Weekly Insurance Speak podcast featuring exclusive interviews with industry leaders
  • Educational webcasts, white papers, and ebooks from industry thought leaders
  • Critical converage of the employee benefits and financial advisory markets on our other ALM sites, BenefitsPRO and ThinkAdvisor
NOT FOR REPRINT

© 2025 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.