Ace USA is offering new management liability insurance policies for private and non-profit healthcare organizations, which the company says are facing unprecedented scrutiny and exposure.

The Ace Express Private Health Care Protection Policy and the ECE Express Not-For-Profit Health Care Protection Policy cover providers and their directors, trustees and employees from exposure to the False Claims Act, credentialing, clinical trial exposures and reinvigorated antitrust enforcement.

Specifically, the lines include:

• Directors & Officers and Organization Liability, Employment Practices Liability, Fiduciary Liability, and Crime coverage
• Expanded False Claims Act/Self-Referral coverage including explicit coverage for Medicare billing audits
• Increased coverage for peer review and credentialing related lawsuits filed by physicians, as well as explicit clinical trial coverage
• Explicit coverage for tax, HIPAA and Emergency Medical Treatment and Active Labor Act (EMTALA) violations, including civil fines and penalties coverage
• Expanded protection for individuals, including Side A coverage for civil fines and penalties assessed for unintentional, non-willful conduct
• Expanded coverage and enhanced clarity using a narrow “for” preamble to the bodily injury and professional service exclusions