Tohoku, the largest earthquake ever recorded in Japanese history, changed the way the world sees earthquakes in the region. For example, after the disaster, scientists found that claims data revealed wood construction to be more vulnerable than previously considered. Because a vast majority of residential structures are wood, this knowledge has impacted AIR's Japan risk profile.

"Going far beyond simply revising rupture occurrence probabilities in the existing model, AIR's updated model reflects a new understanding of the complex network of plate boundaries and crustal faults that underlie the Japanese archipelago," said Guin.

The model reflects subduction zone segmentation, the possibility of multisegment ruptures and a new formulation of the interaction between the Pacific and Philippine tectonic plates sitting beneath the Kanto Plain, which is home to Tokyo and other large exposure concentrations.

AIR has also revised its prediction of losses due to ground shaking, fire, liquefaction and tsunami. Liquefaction- in which saturated sand or soil is converted into a liquid by an earthquake- deformed street, sidewalks, train tracks and underground pipes around Tokyo Bay and along the Tone River. 

The modeling company says that it has produced the industry's first probabilistic tsunami modeling program, using inundation depth, water velocity, debris and levee strenght to capture both a tsunami's development and the ways its behavior may change as it approaches shore. 

"The Tohoku earthquake triggered new research in the seismological community, which AIR has closely followed," concluded Guin. "This update incorporates those new findings into a robust, scientifically sound, and extensively validated model, providing clients with a forward-looking view of earthquake risk assessment in Japan."

Claims data taken by AIR following Tohoku implements possible shake, tsunami, liquefaction and fire damage losses across lines of business including personal accident, marine hull, cargo and industrial facilities.   

The updated Earthquake Model for Japan is available in AIR's Touchstone(TM), CLASIC/2(TM), and CATRADER® platforms.