Ruth Fisk is worldwide managing director, Hyland Software Insurance Solutions Group.

With storm season near, and the disastrous effects of Superstorm Sandy still on the minds of many businesses, some wonder, 'What lies ahead?'

Organizations know the threat of disaster is always present. And experts are already posting dire predictions for the upcoming storm season. ImpactWeather, a full-service weather monitoring organization, has forecast a greater number of Category 3 or higher storms to hit in 2013.

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