In the first hurricane season following Superstorm Sandy, you may assume that such natural disasters do not present subrogation opportunities. However, it's critical to investigate subrogation potential in such losses. Natural disasters do not automatically preclude subrogation.

Running June through November, the 2013 Atlantic hurricane season is predicted to be active or “extremely active,” according to the National Oceanic and Atmospheric Administration (NOAA). Severe tropical storms with winds rotating counterclockwise and reaching sustained levels of at least 64 knots (74 miles per hour), hurricanes develop over warm tropical oceans and can produce torrential rains and flooding. They can also spawn tornadoes. Wind speeds can reach 160 miles per hour and extend for hundreds of miles causing property damage many miles from the center or eye of the hurricane.

Evaluating Wind Damage

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