Legislation being mulled in New York could be putting the Empire State “on a path to the bottom” of a list of states with the worst insurance markets.

Kristina Baldwin, vice president for the Property Casualty Insurers Association of America (PCI) says a group of nine insurance bills—one of which looks to prohibit the anti-concurrent causation clause language in homeowners policies—were spawned by Superstorm Sandy, but are also a simple case of trying to fix what isn’t broken.

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