U.S. questionable claims increased 16 percent in 2012, according to the National Insurance Crime Bureau.
According to data retrieved by the NICB’s Questionable Claims referrals data, there were 116,171 claims deemed “questionable” compared to 100,201 claims in 2011. Questionable claims have increased 27 percent over the last three years.
By far, California leads all states in questionable claims (QC) with 21,935—more than doubling the second-highest state, Florida, with 10,693. But broken down by city, New York eclipses Los Angles with 5,140 questionable claims, compared to 3,246.
The No. 1 reason a claim gets referred is for a fake or exaggerated injury, says NICB. About 18,280 claims were referred for this reason, followed by questionable vehicle theft (12,180), prior loss/damage (12,012), fictitious loss (10,726), and suspicious property theft/loss (10,697).
A single QC can contain up to seven referral reasons.
By loss type, QCs for bodily injury decreased slightly from 2011 to 2012 but the category still led all other loss types last year in QCs, with 18,576. Next was Theft, with 17,533 and Collision, with 13,236.
The number of QCs in personal auto outpaced all other policy types, and has for at least the last three years. QCs in personal auto jumped 13 percent to 78,024 in 2012, compared to 2011. Homeowners claims and workers compensation/employers’ liability were also among the top in QCs, with 17,183 and 11,677, respectively.
The line that gets the least amount of QCs is commercial property, with 406 in 2012.
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