In early March, a tractor-trailer carrying a load of HP laptops smashed through a guardrail, swerved off Highway 401 near Woodstock, Ontario, and plunged into the icy Nith River. Anand Vora, 38, and 37-year-old Jasit Sandhu, the two team drivers tasked with transporting this high-value cargo across the Canadian border from Chicago to Mississauga, didn’t make it out alive.

This tragic incident represents one of the most costly types of Motor Truck Cargo (MTC)-related claims insurers see most often, says Helen Leonard, product director for Inland Marine, Americas, at Allianz Global Corporate & Specialty (AGCS) in New York. 

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