Force-placed insurance underwriters would be barred from paying fees and commissions to banks who own or service home mortgages that are either delinquent or in foreclosure under a rule proposed by the regulator of Freddie Mac and Fannie Mae.

Technically, the proposed action by the Federal Housing Finance Agency would bar the government-sponsored enterprises (GSE) from paying commissions to the banks that service troubled mortgages that the GSEs guarantee.

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