As vice president of risk management for The Wendy's Co., Andy Kuchar has within his purview more than 40,000 employees working at 1,427 restaurants. Charged with the safety of that many workers and the tens of millions of guests the chain serves each year, working proactively is paramount to prevent injuries and ensure that proper coverage is in place.
The Wendy's Co. owns approximately one-fifth of its restaurants; the remainder are franchises. Each franchise agreement includes the insurance coverage needs that every Wendy's restaurant is required to carry, including General Liability, Workers' Compensation, Excess Liability and Property cover.
Kuchar's office utilizes a preferred insurance program for franchisees through Marsh, which brokers all of its placements—but some of those insurers don't write in certain parts of the country. As such, Wendy's requires a network of carriers to cover all its bases, with multiple carriers in each market competing for the business.
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Shawn Moynihan
Shawn Moynihan is Editor-in-Chief of National Underwriter Property & Casualty. A St. John’s University alum, Moynihan has earned 11 Jesse H. Neal Awards, the Pulitzers of the business press; seven Azbee Awards, from the American Society of Business Press Editors; two Folio Awards; and a SABEW award, from the Society of American Business Editors & Writers. Prior to joining ALM, he served as Managing Editor/Online Editor of journalism institution Editor & Publisher, the trade bible of the newspaper industry. Moynihan also has held editorial positions with AOL, Metro New York, and Newhouse Newspapers. He can be reached at [email protected].
