A recent Insurance.com survey of 500 drivers found that respondents could only correctly answer three out of 10 multiple-choice questions about the coverage offered by their auto policies.

The results show motorists are likely making mistakes when purchasing policies, especially if they do so through increasingly popular online services that cannot offer tailored guidance like an agent.

Women scored the highest—35 percent—while men answered an average of 27 percent of the survey questions correctly. Those who claimed to have read their policies cover-to-cover scored 28 percent, while those who reported never reading their policies got the highest average of 35 percent. Drivers rating themselves as having “excellent” auto insurance knowledge scored the lowest.

Recommended For You

Want to continue reading?
Become a Free PropertyCasualty360 Digital Reader

Your access to unlimited PropertyCasualty360 content isn’t changing.
Once you are an ALM digital member, you’ll receive:

  • Breaking insurance news and analysis, on-site and via our newsletters and custom alerts
  • Weekly Insurance Speak podcast featuring exclusive interviews with industry leaders
  • Educational webcasts, white papers, and ebooks from industry thought leaders
  • Critical converage of the employee benefits and financial advisory markets on our other ALM sites, BenefitsPRO and ThinkAdvisor
NOT FOR REPRINT

© 2025 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.