When something bad happens in the energy sector, it tends to happen big: There are no small losses. 

Accidents in the energy industry make the news. A mistake or a faulty piece of equipment can kill people, damage incredibly expensive equipment and disrupt thousands of dependent businesses and the environment. 

“Any mistake can have catastrophic consequences,” says Stephen Coward, president of Energy and Engineering for Navigators Insurance Co. “This is a high-severity business.” 

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