The world is becoming a smaller place, particularly for insurance carriers no longer limited to states but instead sharing an unlimited global view. Capgemini Financial Services released its World Insurance Report 2013 and Bill Sullivan, Capgemini's global head of market intelligence, explained the similarities and the differences in the global insurance market.

Because of those differences, Sullivan explains Capgemini struggled in the decisions over what the company wanted to include in the report.

"We found the exact numbers are not the important things but the trending as to what's happening is important," he says "You can't do direct comparisons, but you can see how it is starting to trend and where insurers might struggle."

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