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Construction Defect Claims, Part 2a: Defining An Occurrence

Even if faulty workmanship is defined as an occurrence, it might not be covered because of exclusions or other CGL policy provisions.

By Joseph M. Junfola, CPCU | Updated on January 30, 2013

Editor’s Note: The following has been contributed by Joseph Junfola, Assistant Secretary of Claims at Admiral Insurance, and creator of the “Cause and Effect: Managing the Construction Defect Claim” workshop series. 

In Part 1 of this series, we defined a “construction defect” as a failure of the construction to perform in an intended or expected way because of a defective design, faulty workmanship, defects in building materials, and soil failures. We defined a “construction defect claim” as a claim for damages (i.e. money) because of this failure to perform.

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