Congratulations! If you’re reading this, we have safely passed the Dec. 21, 2012, end of the Mayan calendar threat and, depending on what our sagacious leaders have decided for us, have either narrowly averted or plunged over the fiscal cliff.

It’s only more proof amidst the vagaries of natural disasters, economic unpredictability and political polarization, that the only certainties left in life are taxes (although the rates are still undetermined) and death.

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