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When Capacitors Fail: Investigating Electrical Fires and Explosions

Just as oill filled capacitors require special handling, so do the p&c claims arising from their malfunction. Adjusters must conduct thorough investigations to identify subrogation opps and assign liability appropriately.

By Charles C. Roberts | Updated on November 13, 2012

Oil filled capacitors store electrical energy and are used in a variety of electrical applications. These electrical components can fail for a variety of reasons, causing fires, explosions and, consequently, significant damage to buildings and personnel.

Just as the sensitive electrical components themselves require special handling, so too do the p&c claims arising from their malfunction. When investigating a claim resulting from capacitor failure, the insurer will need to determine the cause and weigh potential subrogation opportunities. This process may involve soliciting various experts, including (but not limited to) mechanical and/or electrical engineers.

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