If one compares this year's meeting of the Council of Insurance Agents & Brokers to last year, the most notable change was a lack of anxiety among attendees when discussing the market direction.

"It is refreshingly non-dramatic," David Pruett, chief executive officer, retail network division for BB&T Insurance, says of the state of the market.

The CIAB's 99th annual Insurance Leadership Forum in Colorado Springs, Colo., this past week seemed quiet, says Pruett, without the concerns about major catastrophe losses, like those suffered  in the first half of 2011.

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