A Connecticut man charged with multiple felonies in Washington is one very unlucky guy.

A hole-in-one golf shot is a rare occurrence. The chances of an amateur making a hole in one on a par 3 hole are roughly 12,500-to-1.

Yet Kevin Kolenda of Norwalk, Conn. couldn't resist providing insurance for golf tournaments offering thousands of dollars in cash prizes if a participant stroked the perfect first swing off the tee.

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