Editor’s Note: Kevin Quinley is the principal of Quinley Risk Associates LLC and is frequently engaged in litigated matters involving institutional bad faith.

“Money is the root of all evil,” or so we often hear. Whether we agree with the sentiment behind this statement or not, this idea often surfaces in institutional bad faith claims. Some observers view institutional claims as the Ebola virus of bad faith litigation because of expensive discovery and the potential for punitive damages.

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