When underwriting contractor-controlled insurance programs (CCIPs) as opposed to owner-controlled insurance programs (OCIPs), do insurers favor one type over the other? They do indeed.

"We generally prefer CCIPs to OCIPS," says Jack Probolus, marketing director for wrap-ups at Liberty Mutual.

Under a CCIP, the general contractor, rather than the project owner, assumes responsibility for arranging insurance that will cover the general contractor and most, if not all, subcontractors hired to work on the project.

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